Pay-per-appointment for Life insurance in Canada and the US
Pay-per-appointment for Life insurance
Connect with people asking about life-insurance coverage in your market. We agree the product interest and initial criteria so your licensed team can take an informed next conversation.
Pay-per-appointment for life insurance means you pay per attended appointment with a buyer who meets the criteria we agree in writing. Pricing runs USD $100 to $500 per attended appointment, quoted for your market. It is billable when attended (held). Wrong-fit, invalid, duplicate and cancelled bookings are replaced. No-shows are not billed.
Eligible issues are replaced under written criteria
Time to first booked appointment
Timing is quoted after the audience, geography, qualification and calendar requirements are approved
No setup fee
Built for
✓ Licensed life insurance agencies, brokerages and producer teams seeking a defined protection market rather than an undifferentiated list of contacts.
✓ A request to discuss family protection, a coverage review, mortgage-related protection or business insurance needs. Existing policy-service requests should reach the servicing team.
✓ Teams with calendar availability and someone ready to conduct the booked meetings.
Not for
× Requests for a service or territory outside the campaign scope.
× Buying contact records without an agreed qualification process.
× Campaigns without a receiving team or defined follow-up process.
Pricing
Pricing and what is included.
Indicative planning range. Your quote reflects the audience, territory, qualification and delivery requirements agreed for your campaign.
Fee
USD $100 to $500 indicative per attended appointment; audience, geography and qualification determine the quote; every fee is listed in your written quote before you sign.
Setup fee
None.
Billing event
An appointment is billable when attended (held) under the agreed qualification criteria.
Volume
Sized to your market on the call. You set the monthly cap and the calendar availability.
Replacements
Wrong fit, invalid details, duplicates and cancellations are replaced under the campaign agreement. No-shows are not billed. Review and rescheduling rules are agreed before launch.
Term and notice
Defined in the signed agreement.
Delivery
Booked through the agreed calendar workflow with the source and available qualification evidence attached.
Time to first booked appointment
Timing is quoted after the audience, geography, qualification and calendar requirements are approved.
The requester’s location and requested product fit the receiving producer’s authority and carrier scope.
Gate 2: Reason for review
The stated reason for reviewing coverage is captured without implying that a policy is suitable.
Gate 3: Who is asking
The person is requesting information for themselves or is authorized to discuss a business insurance need.
Gate 4: Contact permission
Contact preferences and permission for the named agency are recorded; sensitive medical information is reserved for the proper application process.
Gate 5: Booked meeting
The appointment is booked into the agreed calendar with the participant, time and meeting purpose recorded.
What never counts
Requests outside the agreed service, customer profile or territory.
Invalid contact details and duplicates under the campaign agreement.
Existing clients, active opportunities and suppressed contacts excluded by your campaign rules.
Requests without the required permission for delivery and follow-up.
What you receive
What a delivered booked appointment looks like.
Agree the handoff with your team before launch. These industry-specific details help your team prepare the next conversation.
Industry
Life insurance
Requested conversation
A request to discuss family protection, a coverage review, mortgage-related protection or business insurance needs. Existing policy-service requests should reach the servicing team.
Handoff detail 1
The request source, timestamp and agency disclosure seen by the requester.
Handoff detail 2
Coverage interest, personal or business context, and preferred discussion window.
Handoff detail 3
Product-routing notes, including whether the inquiry concerns a new policy or existing coverage.
Handoff detail 4
Producer assignment and distinct statuses for contacted, appointment booked, attended, applied and issued.
Meeting
Agreed calendar, participant, meeting time and purpose.
How it works. Timing is quoted after the audience, geography, qualification and calendar requirements are approved.
1
You tell us who you want
Service area, customer type, the work you want and any exclusions. We agree the criteria in writing so every booked appointment can be checked against the same standard.
2
We do the work
Vivin runs the approved acquisition and qualification process, then books an eligible contact onto the agreed calendar.
3
You get it with proof
Booked through the agreed calendar workflow with the source and available qualification evidence attached.
Life insurance leads with a reason to have the conversation.
A new parent reviewing protection and a business owner planning key-person coverage should not enter the same sales script. Give your producers inquiries organized by the reason for seeking coverage, the products you offer and the regions you serve.
Prepare the next conversation.
A producer consultation should begin with the requester’s stated protection goal. Allow time for an informed conversation. Lead qualification does not establish insurability, a premium or carrier acceptance.
Campaign management and follow-up.
Vivin selects and manages the acquisition channels for your market. We agree the audience, qualification and delivery scope with you, then review the inquiries and conversations your team receives.
The receiving business, services and marketing arrangement are reviewed for the states and provinces your campaign covers. Pay-per-close eligibility is not presumed for this sector.
Choose your handoff
Pay-per-appointment vs pay-per-lead.
Factor
Vivin pay-per-appointment
Pay-per-lead
Billing unit
attended appointment
accepted lead
Delivery
Booked through the agreed calendar workflow with the source and available qualification evidence attached.
Delivered through the agreed handoff with the source and available qualification evidence attached.
Quality review
Wrong fit, invalid details, duplicates and cancellations are replaced under the campaign agreement. No-shows are not billed. Review and rescheduling rules are agreed before launch.
A lead that fails the agreed qualification or exclusion rules is replaced. The review window and evidence requirements are set in the campaign agreement.
Best fit
You want the initial conversation arranged for your team.
Can you separate term and permanent coverage inquiries?
Yes, if the campaign and intake clearly reflect those interests. The licensed producer still determines which products are appropriate and available.
Can we focus on business owners?
A distinct business campaign can discuss key-person or other business protection needs. It should not reuse a household protection message or assume every owner needs the same policy.
Will a delivered inquiry contain medical details?
The proposed initial handoff contains minimal routing information. Medical and underwriting questions belong in the receiving agency’s approved, secure process.
What does the appointment model add?
It adds scheduling and confirmation of a producer conversation to the inquiry qualification process. An attended appointment and an issued policy are different outcomes.
Is this an insurance commission-sharing offer?
This page invites discussion of marketing scope. It does not offer a share of insurance commissions or assume a payment model is permitted in every jurisdiction.
What information helps you scope our agency?
Your markets, product categories, producer availability and desired consumer or business segment are enough to start. Policyholder lists are not needed for the initial business inquiry.
