Pay-per-lead for Debt settlement in Canada and the US
Pay-per-lead for Debt settlement
Connect eligible inquiries with the debt-service team that can assess them. We agree the market, service type and initial intake criteria before starting the campaign.
Pay-per-lead for debt settlement means you pay per accepted lead: an inquiry that passes the qualification and exclusion rules we agree with you in writing before launch. Pricing runs USD $15 to $500 per accepted lead, quoted for your market, with no setup fee. A lead that fails the agreed rules gets a replacement, not a refund.
Eligible issues are replaced under written criteria
Time to first accepted lead
Timing is quoted after the audience, geography, qualification and campaign requirements are approved
No setup fee
Built for
✓ Debt settlement providers and appropriately authorized debt-service practices with approved consumer disclosures, a clear scope of service and trained intake staff.
✓ A person seeking a conversation about an existing unsecured-debt problem. Requests for a new loan, credit-score repair or creditor collection services need separate routing.
✓ Teams ready to follow up on relevant inquiries and record the next steps.
Not for
× Requests for a service or territory outside the campaign scope.
× Buying contact records without an agreed qualification process.
× Campaigns without a receiving team or defined follow-up process.
Pricing
Pricing and what is included.
Indicative planning range. Your quote reflects the audience, territory, qualification and delivery requirements agreed for your campaign.
Fee
USD $15 to $500 indicative per accepted lead; audience, geography and qualification determine the quote; every fee is listed in your written quote before you sign.
Setup fee
None.
Volume
Sized to your market on the call. You set the monthly cap.
Replacements
A lead that fails the agreed qualification or exclusion rules is replaced. The review window and evidence requirements are set in the campaign agreement.
Term and notice
Defined in the signed agreement.
Delivery
Delivered through the agreed handoff with the source and available qualification evidence attached.
Time to first accepted lead
Timing is quoted after the audience, geography, qualification and campaign requirements are approved.
The requester lives in a state or province where your exact service can be offered.
Gate 2: Debt category
The broad debt category is within scope; secured debt, tax debt and student debt are not assumed to qualify.
Gate 3: Contact request
The requester has asked for contact about your service and understands who will receive the inquiry.
Gate 4: Readiness and timing
Preferred contact time and the distinction between an information request and readiness for an intake discussion are recorded.
What never counts
Requests outside the agreed service, customer profile or territory.
Invalid contact details and duplicates under the campaign agreement.
Existing clients, active opportunities and suppressed contacts excluded by your campaign rules.
Requests without the required permission for delivery and follow-up.
What you receive
What a delivered accepted lead looks like.
Agree the handoff with your team before launch. These industry-specific details help your team prepare the next conversation.
Industry
Debt settlement
Requested conversation
A person seeking a conversation about an existing unsecured-debt problem. Requests for a new loan, credit-score repair or creditor collection services need separate routing.
Handoff detail 1
Original inquiry and the advertisement or landing-page version that prompted it.
Handoff detail 2
Service requested, jurisdiction and broad debt category, without account credentials or detailed creditor records.
Handoff detail 3
Permission record, named recipient and any request to stop or limit contact.
Handoff detail 4
Assigned intake owner, contact attempts and the outcome of any scheduled assessment.
How it works. Timing is quoted after the audience, geography, qualification and campaign requirements are approved.
1
You tell us who you want
Service area, customer type, the work you want and any exclusions. We agree the criteria in writing so every accepted lead can be checked against the same standard.
2
We do the work
Vivin runs the approved campaign and checks each response against the written qualification and exclusion criteria before delivery.
3
You get it with proof
Delivered through the agreed handoff with the source and available qualification evidence attached.
Debt settlement inquiries your intake team can assess.
Debt settlement, credit counselling and insolvency services are different offers. A useful campaign explains the service accurately and brings your intake team people who requested that conversation, with the context needed to decide the next step.
Prepare the next conversation.
Book a private intake discussion with a trained representative. Leave affordability, suitability and the consequences of different debt options to that team. An attended call is not an enrollment or a settled debt.
Campaign management and follow-up.
Vivin selects and manages the acquisition channels for your market. We agree the audience, qualification and delivery scope with you, then review the inquiries and conversations your team receives.
The receiving business, services and marketing arrangement are reviewed for the states and provinces your campaign covers. Pay-per-close eligibility is not presumed for this sector.
Choose your handoff
Pay-per-lead vs pay-per-appointment.
Factor
Vivin pay-per-lead
Pay-per-appointment
Billing unit
accepted lead
attended appointment
Delivery
Delivered through the agreed handoff with the source and available qualification evidence attached.
Booked through the agreed calendar workflow with the source and available qualification evidence attached.
Quality review
A lead that fails the agreed qualification or exclusion rules is replaced. The review window and evidence requirements are set in the campaign agreement.
Wrong fit, invalid details, duplicates and cancellations are replaced under the campaign agreement. No-shows are not billed. Review and rescheduling rules are agreed before launch.
Best fit
You want relevant inquiries for your team to follow up.
You want the initial conversation arranged for your team.
Is debt settlement the same as a consolidation loan?
No. A request for a loan should not be silently converted into a debt settlement inquiry. The campaign needs to state the service being discussed and identify the receiving provider.
Can you book debt-service intake appointments?
An appointment program can be scoped around the provider’s approved intake process and capacity. Attendance and service suitability remain separate measures.
What financial information belongs in the first request?
Use the minimum information needed for routing, such as jurisdiction and broad service need. Detailed balances, account numbers and documents belong in the provider’s appropriate intake process.
Can we use the same offer in both countries?
Do not assume that. US debt settlement, Canadian debt-service offerings and formal insolvency processes need different provider qualifications, language and review.
Are payment arrangements tied to consumer debt reduction?
No outcome-linked arrangement is presumed on this page. Campaign structure and compensation require review for the specific provider and jurisdiction before an offer is confirmed.
How should lead quality be evaluated?
Review whether the person requested the stated service, fits the approved scope and could be reached through the agreed process. Do not treat every inquiry as a suitable enrollment.
